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A man purchased a home for around $475,000. Unfortunately, he lost his job and was diagnosed with diabetes around the same time. This resulted in him falling behind on his HOA payments. Rather than the association helping him come up with a payment plan for the initial $900 he owed, they ultimately forced a foreclosure, then rebought his property for $8,172.

There are so many protections in place for renters. Yet, when homeowners fall on hard times, there seem to be zero resources for them to rely on. Call me crazy, but one might assume that the government loathes property owners, while only representing renters. Why do you think that is?

According to the New York Post:

Toby Newton purchased the four-bedroom Mesa home for $475,000 in 2022, but ran into financial trouble two years later after losing his job and being diagnosed with diabetes, according to the Mesa Tribune.

Newton fell behind on his quarterly HOA assessments, which were around $170, eventually owing $977 in fees and interest.

It is undoubtedly absurd, the kind of mess an incompetent bureaucracy can create.

He initially offered to pay $50 per month toward his debt while keeping up with his regular assessments. After that was rejected, he increased his proposed payments — eventually offering $200 a month — but said the HOA rejected those offers as well.

This is beyond reasonable.

By November 2024, the association had initiated foreclosure proceedings. Court filings showed that by July 2025, Newton owed $1,311 in missed assessments and late charges, along with $1,042.09 in plaintiff’s fees and $3,345 in attorney fees.

The home was ultimately sold at public auction in October 2025 to the Superstition Springs Community Master Association for just $8,172. Newton’s total debt stood at $6,579 by then.

Wow. So, they couldn't afford to set up a payment plan for the man who lost his job and fell sick. Yet, they had no problem purchasing his property for more than the debt owed. You truly cannot make this level of insanity up. What a disgrace.

According to the couple's GoFundMe, they have filed for a stay on the sale, hoping to win back their home. So far, they have raised $15,135 of their $18K goal. Whether they are able to save their home remains to be seen, but let’s hope they prevail and get the justice they deserve.

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