We hear a lot about gaps in the west, usually between fits of feminist squawking (see Leftist Bank Shamelessly Exploits Children to Push Gender Pay Gap Myth and ‘Feminist Boyfriend’ is Boycotting Work Until ‘Wage Gap’ is Closed!). Britain in particular has a thing for them – especially in between two front teeth. But apparently there’s another gap going on across the pond. Turns out men are paying waaay more than women for car insurance…
Men paid an average annual premium of £812 for comprehensive insurance in the final quarter of 2016 compared with £711 for women… Research suggested that the gap had widened compared with a year earlier.
European rules mean insurers cannot take the gender of their customers into account when setting their premiums. Other factors can be considered but, after new rules were introduced, men only paid £27 more on average on an annual premium… This widened to £51 two years ago, before going above £100 for the first time in the final quarter of last year.
One gender has to pay more for a service simply because of their genitalia? Say, that sounds a lot like sexism. Sound the feminist alarm!
You don’t hear feminists garbling about this gender divide (see New Study Shows Which Countries Have the WORST Gender Pay Gap. Feminists Remain Silent. Guess Why…). Surprise, surprise… But let’s rewind for a moment here. There are strict rules in Europe which specifically bar insurance companies from charging higher premiums based on hating boys (or girls). Sexism is a big no-no over there. So there must be something else being factored in, right?
Spoiler: it’s not because car insurance companies are girls-only misandry clubs…
Insurers are banned from considering gender when setting premiums but can consider wider risks. In general, men drove more miles, in more advanced cars, and were more likely to drive for work – all of which would increase the probability of accidents or increase the repair bill.
With little to no context, this situation looks rather sexist at a glance. But upon further investigation we find that men tend to drive more often and further distances, thus increasing their risk for car accidents. The data shows that driving often is a common characteristic shared by the majority of men. Hence, on average, dudes pay higher premiums… Again, not for their lack of ovaries. It’s because they drive more. Not sexism, math. Simple stuff.
In this case, the context clearly explains the correlation going on here. So helpful, doing research is. To make the ASSertion that Britain’s matriarchy is imposing sexism upon men without considering the facts would be silly. Yes? The answer is yes. Sillier than Lena Dunham in a lineup of runway models.
Let’s take the same principle to another form of insurance. Health insurance. The ladyfolk often squawk about how unfair it is women have to pay more than men in health insurance. Well sorry, ladies, it’s not sexism. Women’s bodies are simply prone to more health checks. What with ladies ushering in the next generations of humans. If you’re not aborting them at every opportunity. So because ladies need more health care, their health costs are sometimes greater than a man’s. Not sexism, science. Simple stuff.
Behold, the data-hating crapfest that is feminism…